The best Houston, TX medigap plans can be had at Golden Plan Choice! Our expert team has many years of experience navigating the health insurance marketplace. We can help you out with all kinds of health insurance plans, medical insurance plans, and more. In particular, we specialize in providing information on all kinds of Medicare.
Golden Plan Choice strives to find the right health insurance for our clients. Everyone’s situation is different, and so will your health insurance. Plus, we can help you enroll in Medicare during its open enrollment period and ascertain whether or not you’re eligible for Medicare.
Medicare includes many plans, including Houston, TX medigap plans that could be right for you. With Golden Plan Choice, you can learn about the different options available to you. We strive to give you the tools you need to help you make smart, informed decisions on your healthcare.
Golden Plan Choice is proud to serve our local communities in the Houston area. For more information about our stellar services, call us today or drop by our office location. Our expert team will be ready and eager to help you out.
Discover Houston, TX Medigap Plans Right For You
There are many benefits to getting health insurance. When the unexpected happens and you are caught in an accident or suffered an illness or injury, health insurance can help pay off your medical bills and prescription drugs. Otherwise, you or your family would have to pay these medical expenses, increasing financial and emotional distress.
With the rising cost of medical treatment and prescription drugs especially, it’s more important than ever before to find a health insurance plan that is right for you and your family. From private insurance companies to government-run plans, there are plenty of options out there.
Unfortunately, health insurance can be expensive, with high deductible plans, premiums, and out-of-pocket costs. That’s why government-run health insurance like Medicare can give you tons of benefits. If you’re eligible for Medicare or are thinking of changing and updating your Medicare plan, then you’ve come to the right place.
Golden Plan Choice can help you prepare for the worst and make important decisions about your health care. Our insurance agents work hard in providing you with the health insurance you need for all your endeavors. If you’re ready to take the plunge, call us today.
Medicare & Medigap Plans
Medicare is a federal health insurance program designed for people aged 65 and older. Younger people, however, can also benefit provided that they meet certain criteria. Those that have End-Stage Renal Disease can qualify.
If you have been paying Social Security taxes, then you should be automatically enrolled in the program once you turn 65. You will then receive a notice and sign-up sheet about three months before your 65th birthday.
There are three parts to Medicare: Medicare Part A, also known as Hospital Insurance, Part B or Medical Insurance, or Part D, a prescription drug plan.
Part A plans cover inpatient stay, hospice care, and care in a skilled nursing facility. Some home health care services are also covered under Part A. Part B covers services provided by doctors and outpatient care, including preventative services and medical supplies.
Finally, Part D covers the costs of prescription drugs. Depending on the drugs themselves, the entirety of the cost may not be covered. Any shots or vaccines recommended by your healthcare professional, however, is generally covered.
Original Medicare is a bundled plan with Parts A and B covered. Other bundled plans include Medicare Advantage plans, also called Medicare Part C, and Medicare Supplement insurance plans or medigap plans.
Medicare Advantage, or Part C, typically includes Parts A, B, and D. They also cover routine dental and vision checkups, as well as hearing care and allowance for hearing aids.
Moreover, it also covers preventative care such as gym memberships and wellness programs. Meal delivers and non-emergency transportation are covered as well. And should you need help moving around your domicile in the form of grab bars and other home modification equipment, then Medicare Advantage covers that as well.
What Are Medigap Plans?
Medicare Supplement or medigap strives to cover all the gaps of Original Medicare. The great advantage to medigap plans is that you can get coverage even when you travel out of the country. So long as you don’t wait longer than sixty days after your arrival, you can get coverage.
Moreover, Medicare Supplement is a guaranteed renewable. This means that your insurance company will be unable to drop you off their plan so long as you keep paying your premiums.
With Golden Plan Choice, you can enroll or switch to one of several medigap plans. For more information about Medicare Supplement plans in Texas and other Medicare benefits, call us today. Our experienced team is ready and eager to provide you with the information you need.
Golden Plan Choice Is Here For You
No matter what your healthcare needs are, Golden Plan Choice can help. We are knowledgeable of all kinds of health insurance plans, including all kinds of Medicare. We work closely with you to ensure that you get a plan that covers your needs.
Health insurance can be complex and oftentimes confusing. Matters of accessibility have improved with the passing of the Affordable Care Act, but there is still a long way to go. Golden Plan Choice works hard to inform you on your options in the most accessible way possible.
So don’t waste your money paying for health insurance that doesn’t cover what you need it to cover. Contact Golden Plan Choice today and we can help you figure out other options. For finding the Houston, TX medigap plans you need, you won’t go wrong with choosing Golden Plan Choice.
Fun Facts About Houston, TX:
- At least 145 languages are spoken in Houston.
- Houston’s nicknames include Space City and H-Town.
- It was founded by the Allen brothers.