Eastside El Paso, TX Medicare Supplement insurance can mean the difference between optimum health and financial jeopardy. For Medicare Supplement insurance you can rely on, call Golden Plan Choice today! We offer a variety of health insurance plans and will help you choose the one that is best for you and your family. Our expert team works hard to empower you to make critical decisions about your health insurance.
Our mission is to help you find an insurance plan that is fit for your needs and budget. With us, you can choose a plan that will cover your health care costs while minimizing your out-of-pocket costs. Insurance companies can raise monthly premiums without warning, leaving you and your family on a lurch. Golden Plan Choice can guide you every step of the health insurance process, providing key advice on various coverage options and how to get a plan with low premiums.
When it comes to supplemental health insurance in El Paso, TX, Golden Plan Choice are the experts to help you out. We have more than 15 years of experience serving our Texan communities, including in East El Paso, providing valuable health insurance advice. For more information on Eastside El Paso, TX Medicare Supplement insurance, call us today or drop by our office location.
Discover Excellent Eastside El Paso, TX Medicare Supplement Insurance
Unfortunately, life happens. One minute you are living free and healthy, without a care in the world, and the next you are felled down by an unexpected illness, injury, or accident. From one day to another you are laden with various medical bills and expenses either you or your family will have to pay off. These out-of-pocket costs can amount to a small fortune, which can deplete your savings and leave you a-knocking on misery’s door.
That’s why getting health insurance is a smart investment, even for those healthy and able-bodied. Health insurance is one of the best ways to provide financial protection to you and your family. By paying a monthly fee or premium, you can protect yourself and your family from future expenses and even the worst of disasters. Moreover, health insurance can provide you with free preventative care, including vaccines and exams.
Not only that, but health care affordability has improved greatly in recent years compared to other decades. With the advent of the Affordable Care Act, more than 16 million Americans now have health insurance. Under the ACA, people with pre-existing conditions cannot be denied medical coverage from their insurance company. Moreover, young adults can now stay on their parents’ health care plans until they are 26.
As a result, the ACA is a great alternative for people under 65 to get the insurance coverage they need, covering more screenings and preventative care. For people over 65, however, the best health insurance is still Medicare.
What Is Medicare?
Medicare is a federal program for people 65 years of age and older, although younger people can qualify under certain criteria (disease, disability, etc.). If you and your spouse have paid Social Security taxes and are receiving benefits, then you will be automatically enrolled on your 65th birthday and sent a sign-up sheet three months prior.
There are three parts to Medicare, each covering different services. Part A, or Hospital Insurance, covers hospital care and inpatient care. Part B, or Medical Insurance, covers services provided by doctors, outpatient care, and even medical supplies.
Part D is prescription drug coverage, which may or may not cover the entirety of the cost. However, any shots or vaccines recommended by your doctor is covered. Part D can be purchased as a completely separate plan.
Part C, however, is known as Medicare Advantage, and this is a bundled plan that includes the services of Parts A and B, as well as Part D. Medicare Advantage covers routine dental and vision check-ups, as well as hearing care, including hearing aids. Moreover, preventative services are covered, which include gym memberships and wellness programs.
Lastly, if you or your loved one needs help moving around the house safely, Medicare Advantage also covers home modification. This includes grab bars in the shower or bathroom, meal deliveries, and non-emergency transportation.
Medicare Supplement
Also known as “Medigap” insurance, Medicare Supplement serves to cover all the parts and services not covered by Original Medicare, which only includes Parts A and B. Medicare Supplement insurance can help you save when it comes to copays and coinsurance.
A great advantage of Medicare Supplement is that you can get coverage when you travel abroad, provided that you don’t wait longer than two months. Moreover, Medicare Supplement is a guaranteed renewable, which means that your insurance company cannot drop you from your plan for any reason. So long as you keep paying your premiums, you’re all set.
Call Us Today!
Golden Plan Choice is here to provide you with key information about all kinds of health insurance. From life and group insurance to individual health insurance, Golden Plan Choice offers the health insurance plans that may fit your needs.
We understand that everyone’s health and financial situation is different, and so will your insurance plan. Getting the right insurance plans right off the bat will help you avoid costs in the long run, offering you the flexibility you need to protect your finances. Additionally, the right insurance plan will also offer long-term coverage to last you into your old age. Having a fixed monthly premium is yet another benefit that you should look out for when choosing an insurance plan.
With regards to Medicare, you can get the Medicare Supplement insurance you need through Golden Plan Choice. With Medicare, you can be assured that you can get the health coverage you need at fixed premiums (or even no premium with regards to Medicare Part A). Our team can guide you every step of the enrollment process.
So what are you waiting for? Call Golden Plan Choice today or drop by our office location! We can help you enroll in the Eastside El Paso, TX Medicare Supplement insurance you need.
Fun Facts About Eastside El Paso, TX:
- It is the third largest area of the city.
- It is on the left bank of the Rio Grande.
- Visit Fort Bliss, one of the largest air defense centers in the world.