To enroll in El Paso, TX Medicare Supplement insurance you can rely on, visit Golden Plan Choice today! We can help get you the health insurance that is right for you and your family. We have many years of navigating the health insurance marketplace. Our expert team can help you out today.
To avoid out-of-pocket costs from increasingly pricey health care, getting health insurance is the best way to go. Health insurance aims to provide a safety net so that when the worst occurs and you experience illness or injury, your medical bills can be taken care of.
But not everyone knows what they need to know regarding health insurance. Moreover, everyone’s health care situation is different, and so will your health insurance plan. Someone with chronic pain or a disability will have a different health care plan than another who is healthy but suffered an accident. Thanks to the passing of the Affordable Care Act, people with pre-existing conditions cannot be denied coverage by their insurance provider.
Still, the costs of prescription drugs and medical treatment are still very high, and not everyone’s budget can afford them. Moreover, some insurance companies will increase your monthly premiums without notice, leaving you and your family vulnerable to financial difficulty.
If you are thinking about getting Medicare insurance or are on Medicare plan that isn’t quite meeting your needs, then a Medicare Supplement insurance plan is requisite. Perhaps you wish to obtain more information about the health care services Medicare covers. Perhaps you may be wondering if you’re eligible for Medicare or are unsure of how to enroll.
That’s where we come in. Golden Plan Choice is the number one choice to get information on health insurance. Our expert team work hard to provide you with information on Medicare Supplement plans and other Medicare plans. In addition, we also offer life and group insurance, as well as information on all types of individual and family insurance plans offered.
No matter what your health care needs are, Golden Plan Choice can help. We operate independently from health insurance companies and provide services to people of all ages. We serve our communities in El Paso, TX, as well as other cities in Texas. For more information about El Paso, TX Medicare Supplement insurance, contact us today.
Visit Golden Plan Choice For El Paso, TX Medicare Supplement Insurance
Medicare is a federally-run health insurance program for people aged 65 or over. Other people that may qualify are those with disabilities or diseases such as End-Stage Renal Disease. If you or your spouse have been receiving benefits from the SSA (Social Security Administration), then you will be automatically enrolled in Medicare and sent a sign-up sheet three months prior to your 65th birthday.
Medicare has three parts: Part A, B, and Part D. Part A, also known as Hospital Insurance, covers inpatient care, hospice services, and some home health care services. Part B, or Medical Insurance, covers outpatient stay and preventative services, as well as services provided by doctors.
Medicare Part D plans, however, are solely dedicated to prescription drug coverage. This may or may not cover the entirety of your prescription drug costs. However, any shots or vaccines recommended by your doctor will be cover under Part D.
There are three types of bundled plans: Original Medicare, Medicare Advantage (or Medicare Part C), and Medicare Supplement. Original Medicare includes all the services of Part A and B, with Part D as an option.
Medicare Supplement & Medicare Advantage
Medicare Supplement insurance is also known as “medigap” insurance. This means that Medicare Supplement is meant to cover all the services Original Medicare doesn’t cover. Medicare Supplement helps you pay for coinsurance, copays, and deductibles.
Medicare Supplement also provides coverage for emergency care when you travel abroad. All you have to do is make sure that you don’t wait two months after your arrival for your coverage. In addition, Medicare Supplement is a guaranteed renewable. This means that your insurance company can’t kick you off your plan so long as you continue to pay your premiums.
Another bundled plan is Medicare Advantage, or Medicare Part C. Medicare Part C plans includes a wide range of coverage. For one thing, it includes routine dental and vision check-ups, hearing aids and other hearing care, and even preventative care such as gym memberships and wellness programs. In addition, if you or a loved one is having trouble moving around the house, Medicare Advantage can cover home modification services. These include grab bars, meal deliveries, and non-emergency transportation.
Apart from these, Medicare Part C also covers the services of Medicare Part A, B, and typically D. Find out more about Medicare Advantage prescription drug coverage by calling us today!
Call Us Today!
Golden Plan Choice is here for you. We can help you decide the type of Medicare Supplement plan that is right for you and provide more information about Medicare coverage in general. Our agency works hard to empower you to make crucial decisions on your Medicare.
In addition, we can help you enroll in a plan of your choosing. For Medicare, there are specific enrollment periods you’ll need to watch out for. We can guide you every step of the Medicare enrollment process and ensure you meet all the eligibility requirements necessary.
Golden Plan Choice also offers information and guidance on other types of health insurance, including life and group insurance. So what are you waiting for? Call or drop by Golden Plan Choice and get your El Paso, TX Medicare Supplement insurance today!
Fun Facts About El Paso, TX:
- El Paso was once known as the Six Shooter Capital.
- It is one of the top 10 safest cities in the U.S.
- It is the only Texas city to completely use Mountain Time.