Dental and Vision Insurance

Several types of health care are offered by a plan. In any case, dental and vision insurance can help a lot when getting such healthcare plans. There are certain requirements that one should adhere to in order to get coverage of these plans. One should have minimum dental coverage and at least a year of vision insurance coverage. For children, coverage of dental and vision is normally provided until the age of 18. However, some plans can cover your child until the age of 26. It is also important to make sure that you know what these plans cover. In any case, not only will you know what the coverage options are, but you will also be able to know how they work. This will help you make the best choices when choosing a plan.

You should also make sure that you know what types of services you can get for your plan. You can be sure that you can get the best healthcare by taking out a health insurance plan. You should not hesitate to get the best health care when you want to reduce your risk of needing expensive treatment later on. Golden Plan Insurance offers dental and vision plans that will help you get the health care you deserve. Call us for more information.

What are the benefits of dental and vision insurance?

Dental and vision insurance are important because they help you maintain your health. Dental insurance helps you pay for dental care, including checkups, fillings, and crowns. Vision insurance helps you with the cost of an eye exam, eyeglasses, contact lenses, or medically necessary treatment for eye diseases.

Getting dental and vision insurance can be beneficial because it can help you avoid costly trips to the doctor or the hospital. This is because if you have any problems with your teeth or vision, dental and vision insurance can help you cover the cost of treatment. There are many plans and choices to make when choosing the correct dental vision plan.

At Golden Place Choice, we are dedicated to helping you choose the right plan that will fit your needs. What makes us different from other insurance companies, is that we work with your specific needs. We do not believe in a one size fits all insurance plan, and they rarely work for most people. Our agents will work with you personally to make sure you have the coverage you are looking for.

Dental Plans

Golden Plan Choice offers a wide variety of plans to help as many people as possible. We offer plans that will cover preventative, basic, and major services. Depending on the plan, and region you are in, you may be subject to a waiting period.

A waiting period is a set amount of time you have to wait before your benefits start. It is important to know exactly when this waiting period is over. That way, you will not be stuck with out of pocket costs you were not intending to cover. Be sure to discuss this with your insurance agent when purchasing a plan.

Dental plans are typically categorized into three different groups: preventative, basic, and major.
Preventative care typically includes examinations, cleanings, and evaluations. Many of our plans cover these completely. However, depending on your specific plan, you may be expected to cover a co-pay.

Basic care can include emergency care, fillings, crowns and more depending on your plan. There may be a waiting period for these procedures. Be sure to read over your plan carefully before you begin using your benefits. There is partial coverage required by the policy holder. Again, the amount will depend on your plan.

Major care can include surgeries, dentures, crowns, and more. Your plan will most likely require some amount of coverage. Much like basic care, you may be subjected to a waiting period as well. Your agent at Golden Plan Choice can help you go over any and all details of what you plan requires

Vision Plans

Whether or not you need glasses or contacts, it is always good to get your vision checked regularly. Much like the rest of your health, you want to keep up with regular checkups in case of problems that may cause damage to your vision. These problems could include macular degeneration, cataracts, and other health problems.

For those that do wear contacts, or glasses, you will find our Golden Choice Plans especially helpful to pay for frames, lenses, and more. You may be able to bundle your vision plan with your dental plan to help save even more money.

All our plans offer a yearly eye exam, and many plans do not require any waiting period. Some plans can also provide benefits for procedures such as Lasik. If you have Medicare coverage you might be able to add vision and dental as a supplemental insurance.

Golden Plan Choice offers plans that allow a frame allowance. These plans can include new frames every twelve to twenty-four months depending on the plan you choice. This can include designer frames as well. Many of our vision plans can provide you extra features on lenses such as progressive bifocals, anti-scratch, tinted, and more.

Give Us A Call Today

Insurance plans can often have complicated legal terms that seem confusing and overwhelming. Our agents will break everything down until you have a clear understanding of what your plan covers, and what you are expected to cover. To find out more information check out our website, or give Golden Plan Choice a call. We would love to speak with you.